Collective Bargaining Agreements

Ever rising premiums and the Cadillac Tax have made health insurance coverage the most important issue in  labor negotiations. This presentation will discuss  approaches to bargaining health insurance that have proven  successful in significantly lowering current insurance costs and achieving future cost avoidance. The presentation will include an overview of the recently deferred Cadillac Tax and its implications for public employers; a review of new developments in health insurance, including high deductible plans; a discussion of  health savings accounts (HSA) and health reimbursement accounts (HRA); and strategies for engaging employees in considering insurance alternatives; and a “shared savings” approach to bargaining health insurance changes.

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